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Federal Policy and Advocacy
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The National Council of Higher Education Resources (pronounced N-Share) is a Washington, DC-based trade association that represents state, nonprofit, and private organizations who help students and families develop, pay for, and attain their educational goals so they can pursue meaningful and rewarding work and become contributing members of society. Our members provide a holistic approach to student success, from administering 529 college savings plans to operating state-funded grant, loan, scholarship, and college access and success programs for first-generation, low-income students.

For more than 50 years, NCHER members have counseled students and families on early awareness of the variety of educational choices available beyond high school, the appropriate courses to take in high school to facilitate entering the college major or career program of their choosing, how to apply for college and navigate the financial aid process, how to avoid overborrowing, and the importance of managing student loan debt, as well as budgeting and personal finance management skills. The agencies also act as borrower advocates to help struggling borrowers understand the student loan repayment process and options that may be available to them to help mitigate delinquencies and defaults. They also issue tax-exempt private activity bonds and administer state-funded private education loan programs that help students and parents pay for the additional costs of a postsecondary education. Because of their expertise, some of the agencies have contracts with the U.S. Department of Education to service the Federal Direct Loan Program. Finally, many of these agencies are loan holders, loan authorities, servicers, and guaranty agencies under the federal legacy student loan program.

The NCHER membership is also open to organizations that serve students and families by providing programs and services to the federal government, as well as institutions of higher education. Our membership includes third-party servicers who work with colleges and universities to assist them in reducing their student loan delinquency and default rates; private collection agencies under contract with the Department to recover defaulted federal student loans; private lenders that provide education loans to students and parents to cover the gap between federal loan limits and the cost of attendance; financial literacy and wellness providers that work with students and schools; and foundations and philanthropic organizations dedicated to promoting college completion. Our members work hard to promote access and choice for postsecondary education, including informing the public about the availability of higher education financing.

NCHER stands ready to assist federal policymakers as they determine what initiatives should be adopted through the upcoming reauthorization of the Higher Education Act, the fiscal year 2020 appropriations process, or through any legislative vehicle to assist students and families in accessing a high-quality postsecondary education.

If you have any questions or if NCHER can provide additional information, please contact James Bergeron, President of NCHER, at or (202) 822-2106.

2019 Congressional Calendar (116th Congress, First Session)
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What are we advocating for?

NCHER is in constant contact with Members of Congress, Senators, and their staffs, advocating for policy that is ultimately in the best interest of students and families. NCHER wants to play a role in envisioning what higher education as well as financial aid policy look like for future generations. As reauthorization of the Higher Education Act becomes a reality, NCHER is focused on a variety of areas intended to improve college education access and success.

Legislative Priorities for the 116th Congress

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Legislative Accomplishments

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