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CommonLine Issue Reporting and Code Lookup
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The CommonLineSM Network is a process and set of file specifications, originally developed in 1995, by the National Council of Higher Education Loan Programs (NCHELP) community of service providers (guaranty agencies, lenders, and servicers) and schools to facilitate the electronic processing of the former Federal Family Education Loans (FFELP) and now, exclusively for, Private Education Loans. This process, which has been implemented across the country, enables schools to communicate with a multitude of service providers, in a standardized format, using one software product of the school's choice.



The document formats were created to provide a simplified approach and a common format for the electronic exchange of student loan data. The standardized format provides participating organization assurance that data sent or received following these standards will be accepted. These file formats are currently supported by all guarantors and many lenders, servicers, and schools across the country. CommonLineSM facilitates communication between schools and service providers using common files and simplified processes and provides a single process for FFELP and Private Education Loans.

Further, it enables participants to retain existing school-based software (SBS) while becoming part of common data exchange network and shortens loan processing turn-around times. CommonLineSM supports multiple options for the disbursement of funds and provides a common mechanism for making loan status changes.


Who Can Participate?

Any National Council of Higher Education Loan Resources (NCHER) member as well as any school can participate in the CommonLineSM Network. Organizations not wanting to become full NCHER members can also become CommonLine-Standards Members of NCHER to have access to the expanded functionality of CommonLineSM by registering and using alternative loan codes, non-FFEL guarantor codes and service provider IDs. For information about becoming a CommonLine-Standards member, contact NCHER at (202) 822-2106.


Search the Standards and Operations (SOC) Issues Tracking Database
Submit a new SOC issue
Search the CommonLine Codes Database
Request a new CommonLine Code
CommonLine File Specifications
CommonLine Testing Tools
CommonLine Archives

Note: Must be a NCHER Full or CommonLine Standards Member
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