NCHER's caucuses serve as the primary venue to vet current and potential items in an effort to reach consensus among the organization's diverse membership. The caucus structure offers NCHER members the opportunity to play a key role in policy and operational development and to be part of the changes in their respective fields, thereby having an impact and making a difference across the industry. 

NCHER's caucuses include:

1. Collection Agency Caucus
2. Guaranty Agency Caucus
3. Not-for-profit Lender and Servicer Caucus
4. Student Loan Ombudsman Caucus