This section contains Electronic Standards documentation and useful testing tools associated with all versions of CommonLineSM and CAM.
CommonRecord CommonLine (CRC) Documentation
The Origination Standards Advisory Team (OSAT) oversees the design and support of a single standard XML-based CommonRecord:CommonLineSM (CRC), to support multiple loan programs, including FFELP and Private (Alternative), eliminate multiple flat files, and provide a simplified process for the submission of financial aid data by schools and their FAMS partner.
This section is designed to be a repository of documents developed by the workgroup in support of this standard.
CommonLineSM R4 and R5 Documentation
The CommonLineSM Network is a process developed by the National Council of Higher Education Resources (NCHER, formerly NCHELP) community of service providers (guaranty agencies, lenders, and servicers) and schools to facilitate the electronic processing of Federal Family Education Loans (FFELP) and Alternative Loans. This process, which has been implemented across the country, enables schools to communicate with a multitude of service providers, in a standardized format, using one software product of the school's choice.
Any NCHER member or school can participate in the CommonLineSM Network. FFELP organizations can also become Electronic Standards Members of NCHER have access to the expanded functionality of CommonLine and CAM through the use of alternative loan codes, non-FFEL guarantor codes and service provider IDs, can participate and vote on the Electronic Standards Committee, and participate on the committee's listserv. For information about becoming an "Electronic Standards" member, contact NCHER at 202-822-2106.
CAM (Common Account Maintenance)
Common Account Maintenance (CAM) is the student loan industry’s electronic standard used to report information about students, borrowers, and loans. Created by the National Council of Higher Education Resoruces (NCHER), CAM provides lenders, servicers, and guarantors with a standardized process for exchanging data. Among other things, CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.
Collection of the ESC CommoNews committee newsletter produced between 1999 and 2007.
Electronic Data Exchange Documentation
Information pertaining to the transport of CommonLine and CAM data, including the NCHELP Technical manual.
Looking for someone to test with? Looking for information on specific entity's electronic implementation status? The files below contain information on the readiness for testing and/or production of Lenders, Guarantors, Servicers, Vendors for file formats and/or changes to the file formats based on new regulations.
Currently, the following information is available:
CAM Readiness Dates
Information on organizations' readiness for specific CAM record types. Lender dates "L Dates" and Gurarntor dates "G Dates" are both included in this single file.
CRC Readiness Summary
This spreadsheet is a compilation of information received by the Electronic Standards Committee in response to the questionnaire sent out on CRC readiness.
Higher Education Reconciliation Act Readiness
NCHELP member organizations' implementation timelines for electronic standards changes resulting from the passage of the HERA.
If you would like to submit updates to any of these documents, please contact a co-chair of the Standards and Operations Committee.
NCHELP Rehabilitation Notification File for FFELP
This file description explains the programming format you will use to create the NCHELP Rehabilitation Loan Notification file for FFELP (Federal Family Education Loan Program). The file allows you to submit information regarding successfully rehabilitated loans.
Rehab Notification File Contact List
This collection contains the testing tools for CommonLineSM 5 and CommonRecord:CommonLineSM (CRC)