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The National Council of Higher Education Resources (NCHER), the nation’s oldest and largest higher education finance trade association in the country, assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students and families. NCHER’s membership includes state, nonprofit, and for-profit organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success.

NCHER represents its members on public policy initiatives within the legislative, executive and regulatory branches of the federal government, and brings together the higher education community to strengthen all federal student loan and grant and private loan programs through its ongoing involvement with Congress, the U.S. Department of Education, the U.S. Department of Treasury, the Consumer Finance Protection Bureau, the Federal Communications Commission, and other federal agencies, associations, and organizations engaged in student financing and policy.

The organization’s mission, revised in 2014, is to enhance its member organizations’ abilities to help families and students develop, pay for, and attain their educational goals so they can pursue meaningful and rewarding work and become contributing members of society. Our mission covers a broad range of postsecondary education service opportunities (e.g. state grant, federal loan, private loan, etc.) and reflects the fact that the work and interests of our members do not end when a student or borrower enrolls in postsecondary education. We care whether the individual has attained his or her educational goals, not just whether he or she simply accessed a degree program. We care whether or not completing this education helped the individual pursue meaningful and rewarding work and becoming a contributing member of society, not just whether he or she is simply paying taxes. Our mission statement supports and joins the national discussion around student outcomes, career development, civic engagement, lifelong learning, and social impact. Similar to the new millennial generation that we mainly serve, NCHER wants its mission and work to make a difference.

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